Publication December 2022

Debt & Arrears in Scotland: Putting Money Owed to Public Bodies at the Forefront of the Cost-of-Living Crisis

Commissioned by The Robertson Trust and authored by IPPR Scotland, with Professor Morag Treaner serving as project advisor, 'Debt and Arrears in Scotland: Putting Money Owed to Public Bodies at the Forefront of the Cost-of-Living Crisis' underlines how vulnerable many households are in the face of increasing costs and mounting debt. Crucially, it also shows that public debt is a significant factor in the financial worries many households are facing. The report contains specific recommendations for how households in arrears can be better supported as well as recommendations about broader reforms in the system.